Privacy Notice
Last updated: March 29, 2025
PT MSBU Konsultan Indonesia, (“MSBU”, “MSBU Group”, or “we”) respects your privacy and is committed to protecting it through our compliance with this notice. This notice describes the types of information we may collect from you when you visit the www.msbu.co.id website and our practices for collecting, using, maintaining, protecting, and disclosing that information.
This notice applies to information we collect on the MSBU Website. in email, text, and other electronic messages between you and the MSBU Website.
Please read this notice carefully to understand our practices regarding your information and how we will treat it. If you do not agree with this notice, your choice is not to access the MSBU Website.
By accessing the MSBU Website, you agree to this privacy notice.
Information We Collect About You
We collect several types of information from and about users of the MSBU Website, including information:
- That by which you can be personally identified, such as name, postal address, email address or telephone number ("personal information");
- About you but does not individually identify you; and/or
- About your internet connection, the equipment you use to access the MSBU Website and usage details.
How We Collect Your Information
We collect Your Information by:
- Directly from you when you provide it to us.
- Automatically as you navigate through the MSBU Website. Information collected automatically may include usage details, IP addresses and information collected through cookies, web beacons and other tracking technologies.
Information You Provide to Us
Information we collect on or through the MSBU Website may include:
- Information you provide by filling in forms on the MSBU Website, including information provided at the time of accessing the MSBU Website, posting material, or requesting further services.
- We may also ask you for information when you report a problem with the MSBU Website.
- Records and copies of your correspondence (including email addresses), if you contact us.
Your responses to surveys that we may ask you to complete for research purposes. - Details of transactions you carry out through the MSBU Website. You may be asked to provide financial information before posting material through the MSBU Website.
- Your search queries on the MSBU Website.
Usage Details, IP Addresses, and Cookies
As you navigate and interact with the MSBU Website, we may automatically collect certain information about your equipment, browsing actions and patterns, including:
- Details of your visit to the MSBU Website, including traffic data, location data, logs and other communications data and the resources you access and use on the MSBU Website.
- Information about your computer and internet connection, including your IP address, operating system and browser type.
The information we collect automatically is statistical data. It helps us improve the MSBU Website and provide a better and more personalized service by allowing us to:
- Estimate our audience size and usage patterns.
- Store information about your preferences, allowing us to customize the MSBU Website according to your personal interests.
- Speed up your experience using the MSBU Website.
- Recognize you when you return to the MSBU Website.
The technologies we use for this automated data collection may include browser cookies. Cookies are small files that are placed on your computer's hard drive. You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting, you may not be able to access certain parts of the MSBU Website. Unless you have adjusted your browser settings so that it will refuse cookies, our system will issue a cookie when you point your browser at the MSBU Website.
How We Use Your Information
We use the information we collect about you or that you provide to us, including any personal information:
- To present the MSBU Website and its contents to you.
- To provide you with information, products or services that you request from us.
- To fulfill any other purpose you provide.
- To provide you with notices about your account, including expiration and renewal notices.
- To carry out our obligations and enforce our rights arising from any contract entered into between you and us, including for billing.
- To notify you of changes to the MSBU Website or any products or services we offer or provide through it.
- To enable you to participate in interactive features on the MSBU Website.
- In any other way that we describe when you provide information.
- For any other purpose with your consent.
Disclosure of Your Information
We may disclose personal information that we collect or you provide as described in this privacy notice:
- To our subsidiaries and affiliates.
- To contractors, service providers and other third parties that we use to support our business.
- To a purchaser or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution or other sale or transfer of some or all of the assets of MSBU, whether as a going concern or as part of an insolvency, liquidation or similar proceeding, in which case personal information held by MSBU about our users is among the assets transferred.
- To fulfill the purpose for which you provided it. For example, if you provide us with message content to send to another user of the MSBU Website, we will send that message content to the recipient.
- For any other purpose disclosed by us when you provide the information.
With your consent.
We may also disclose your personal information:
- To comply with any court order, law, or legal process, including to respond to any government or regulatory request.
- To enforce or apply our terms of use and other agreements, including for billing and collection purposes.
- If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of MSBU, our customers, or others. This includes exchanging information with other companies and organizations for fraud protection and credit risk reduction purposes.
Details About Processing Your Information
Service Providers have access to Your Information only to perform their duties on Our behalf and are obligated not to disclose or use it for any other purpose.
Analytics
We may use third party Service providers to monitor and analyze the use of the MSBU Website.
Marketing Email
We may use Your Information to contact You with newsletters, marketing or promotional materials and other information that may be of interest to You. You may opt out of receiving any, or all, of these communications from Us by following the unsubscribe link or instructions provided in any email We send or by contacting Us.
We may use Email Marketing Service Providers to manage and deliver emails to You.
Payment
We may provide paid products and/or services within the MSBU Website. In this case, we may use third-party services for payment processing (e.g. payment processors).
We will not store or collect your payment card details. Such information is provided directly to Our third-party payment processors whose use of your personal information is governed by their Privacy Notice.
Accessing and Correcting Your Information
You can review and change your personal information by logging into the MSBU Website and visiting your account profile page.
You may also email us at privacy@msbu.co.id to request access to, correct or delete personal information you have provided to us or to request that your account be deleted. We cannot delete your personal information except by also deleting your user account. We cannot accommodate requests to change information if we believe such changes would violate any law or legal requirement or cause the information to be incorrect.
If you delete your User Contributions from the MSBU Website, copies of your User Contributions may remain viewable in cached and archived pages, or may have been copied or stored by other users. Proper access and use of the information provided on the MSBU Website, including User Contributions, is governed by our terms of use.
Retention of your information
MSBU Website will retain your Information only for as long as is necessary for the purposes set out in this Privacy Notice. We will retain and use your Information to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.
MSBU Website will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, unless this data is used to strengthen security or to improve the functionality of the MSBU Website, or We are legally obligated to retain this data for a longer period of time.
Data Security
We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration and disclosure. All information you provide to us is stored on our cloud-based third-party servers.
Unfortunately, the transmission of information over the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to the MSBU Website. Any transmission of personal information is at your own risk. We are not responsible for the circumvention of any privacy settings or security measures contained on the MSBU Website.
Do Not Sell My Information
We do not sell your information. However, Service Providers we partner with (for example, our advertising partners) may use technologies on the MSBU Website that “sell” your Information.
If you wish to opt-out of the use of your Information for these interest-based advertising and potential sales purposes, you may do so by following the instructions below.
Please note that each opt-out is specific to the browser you are using. You may need to opt out of each browser you use.
Websites
You may opt-out of receiving personalized advertising as served by our Service Providers by following our instructions presented on the MSBU Website:
- From our "Cookie Consent" notice banner
Or from our "Do Not Sell My Information" notice banner - Or from our "Do Not Sell My Information" link
Mobile Devices
Your mobile device may provide you with the ability to opt out of using information about the apps you use to deliver ads targeted to your interests:
- "Opt out of Interest-Based Ads" or "Opt out of Personalized Ads" on Android devices
- "Limit Ad Tracking" on iOS devices
You can also stop location information from being collected from your mobile device by changing your preferences on your mobile device.
Children's Privacy
The MSBU website is not directed to anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If you are a parent or guardian and you are aware that your child has provided Personal Data to Us, please contact us. If We learn that We have collected Personal Data from anyone under the age of 13 without verification of parental consent, We take steps to delete such information from Our servers.
Contact
If you have any questions about these Terms of Service, you can contact us at privacy@msbu.co.id
Privacy Notice
- Information We Collect About You
- How We Collect Your Information
- Usage, IP Address and Cookie Details
- How We Use Your Information
- Disclosure of Your Information
- Details About Processing Your Information
- Accessing and Correcting Your Information
- Retention of Your Information
- Data Security
- Do Not Sell My Information
- Children's Privacy
- Contact
